Chiropractic Manipulative Treatment, 1-2 Spinal Regions in Indiana

Indiana Pricing in Context

In Indiana, CPT code 98940 (Chiropractic Manipulative Treatment, 1-2 Spinal Regions) carries an average Medicare payment of $17.49 — 8% below the national benchmark of $19.02. 483 providers across the state submitted claims for this procedure in 2023, performing 58.7K total services. Individual payments in IN ranged from N/A at the low end to N/A at the high end, reflecting differences in provider setting (office vs. facility), modifiers, and the specific geographic locality code applied within the state.

The average billed charge in Indiana is $40.23, which is the figure uninsured patients would most likely encounter before any negotiation or charity discount. Medicare, by statute, only reimburses the allowed amount — the balance between billed and paid is written off under provider participation agreements. Insured patients generally pay a negotiated rate that falls between these two figures; the exact amount depends on plan design, deductible status, and in-network participation. Because Indiana sits below the national Medicare average, commercial rates in the state may also run lower than the US median.

Using RAND 2024 commercial-to-Medicare ratios for Medicine procedures, the estimated commercial insurance price in Indiana lands near $54.06, with self-pay cash prices typically around $30.37. Before scheduling, patients can request a Good Faith Estimate under the No Surprises Act, compare cash rates from hospital Machine-Readable Files, and confirm whether the provider is in-network with their specific plan. This page presents CMS reference data for informational use; it does not constitute medical or financial advice.