Therapy Procedure Using Functional Activities
What Medicare pays for 97530, what providers bill, and how the price varies across 54 states, drawn from CMS 2023 claims data.
97530 · the short answer
For therapy procedure using functional activities, Medicare pays about $25.28 while providers bill $72.28 on average, a 2.9× markup, one of the smaller markups in the catalog. State-level Medicare rates range 36% from lowest to highest.
- Medicare pays
- $25.28
- Providers bill
- $72.28
- Markup
- 2.9×
- Markup percentile
- 9th
Medicare amounts are CMS-published; markup = average submitted charge ÷ average Medicare payment.
Price Range Across States
What You Might Pay
Estimated using RAND 2024 commercial-to-Medicare ratios. Actual prices vary by insurer, plan, and facility.
How we estimate these prices
These estimates are based on the RAND Hospital Price Transparency Study (4th Edition, 2024), which found that commercial insurance prices average 224% of Medicare rates nationally. We apply category-specific ratios: Medicine procedures average 2.15x Medicare rates. Cash/self-pay estimates blend typical cash discounts (55% of billed charges) with Medicare-based estimates (150% of allowed amounts). These are statistical estimates, not quotes. Contact your insurer or provider for actual costs.
Where this markup sits nationally
Markup (billed ÷ Medicare) across 8,901 procedures with a meaningful Medicare rate
3 more affordable than 9% of 8,901 procedures
Each bar is a band; taller bars hold more procedures. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source CMS Medicare Physician & Other Practitioners · 2023
Prices by State
| State | Medicare Payment | Billed Charge |
|---|---|---|
| Alaska | $30.28 | $102.35 |
| New York | $28.94 | $77.48 |
| District of Columbia | $28.50 | $78.32 |
| New Jersey | $28.40 | $82.14 |
| Connecticut | $27.73 | $71.29 |
| Massachusetts | $27.26 | $69.33 |
| California | $27.08 | $64.76 |
| Maryland | $26.89 | $73.41 |
| Rhode Island | $26.88 | $75.30 |
| Guam | $26.17 | $36.81 |
| New Hampshire | $25.90 | $72.58 |
| Hawaii | $25.90 | $61.54 |
| Puerto Rico | $25.73 | $37.45 |
| Pennsylvania | $25.59 | $67.97 |
| Delaware | $25.35 | $78.51 |
| Virginia | $25.35 | $69.99 |
| Colorado | $25.24 | $74.33 |
| Illinois | $25.16 | $80.58 |
| Washington | $24.94 | $72.70 |
| Minnesota | $24.93 | $85.08 |
| South Dakota | $24.71 | $69.88 |
| Wyoming | $24.69 | $66.29 |
| U.S. Virgin Islands | $24.63 | $64.66 |
| Michigan | $24.59 | $88.48 |
| Maine | $24.37 | $68.22 |
| Nevada | $24.30 | $84.16 |
| North Dakota | $24.20 | $84.18 |
| Utah | $24.19 | $58.14 |
| Wisconsin | $24.05 | $83.99 |
| Arizona | $24.04 | $72.59 |
| Georgia | $24.04 | $64.64 |
| Texas | $23.80 | $74.55 |
| Iowa | $23.79 | $70.67 |
| Florida | $23.77 | $74.69 |
| Oregon | $23.76 | $77.15 |
| Vermont | $23.69 | $58.67 |
| Montana | $23.65 | $66.41 |
| North Carolina | $23.58 | $67.30 |
| Louisiana | $23.50 | $66.47 |
| Ohio | $23.41 | $66.94 |
| Nebraska | $23.24 | $72.04 |
| Alabama | $23.21 | $61.26 |
| Idaho | $23.18 | $59.43 |
| Kansas | $23.17 | $66.03 |
| Missouri | $23.16 | $68.85 |
| Tennessee | $23.06 | $61.94 |
| South Carolina | $22.92 | $65.08 |
| Oklahoma | $22.91 | $67.77 |
| Indiana | $22.87 | $79.02 |
| Kentucky | $22.62 | $67.23 |
| Arkansas | $22.61 | $67.95 |
| New Mexico | $22.45 | $67.40 |
| Mississippi | $22.39 | $63.00 |
| West Virginia | $22.23 | $57.16 |
What the Data Says About Therapy Procedure Using Functional Activities
Across 54 states with reporting providers, CPT code 97530 (Therapy Procedure Using Functional Activities) shows a national average Medicare payment of $25.28 against an average billed charge of $72.28. That gap, a 2.9x markup, or 186% above the Medicare allowed amount, is among the tightest billed-to-paid spreads we track, this code's chargemaster rate tracks unusually close to the Medicare benchmark.
Medicine procedures like this one saw 37.1M services billed to Medicare in 2023 by 91.8K distinct providers, serving 2.0M unique beneficiaries. State-level variation is significant: West Virginia reports the lowest average payment at $22.23, while Alaska reports the highest at $30.28. The 36% spread here is a moderate, fairly ordinary GPCI effect, local cost-of-practice adjustments nudging the allowed amount up or down without reshaping it.
Applying RAND 2024 commercial-to-Medicare ratios specific to the Medicine category (2.15x), the estimated commercial insurance price lands near $70.02, with self-pay cash discounts commonly bringing the figure closer to $44.30. Within Medicine, Therapy Procedure Using Functional Activities ranks #393 of 533 tracked procedures by national average Medicare payment.
What to do with this
If you may have therapy procedure using functional activities done, these steps turn the numbers above into a real-world cost estimate.
- Request a Good Faith Estimate from your provider at least 3 business days before a scheduled procedure, under the No Surprises Act it is an enforceable written price.
- Compare therapy procedure using functional activities costs in your state, Medicare rates vary by locality. Browse states
- Check a hospital’s published cash price, which is often far below the billed charge. Price transparency
- Understand why billed charges run several times the Medicare rate before you negotiate. Read the guide
Figures here are averages and estimates, not a quote. Confirm coverage and out-of-pocket costs with your insurer and provider.
Frequently Asked Questions
How much does Therapy Procedure Using Functional Activities cost?
Medicare's national average payment for Therapy Procedure Using Functional Activities (CPT 97530) is $25.28, with providers billing $72.28 on average; state rates run from $22.23 to $30.28, a meaningful but not extreme spread.
Why do providers charge more than Medicare pays?
Providers set their own chargemaster rates (billed charges), which are typically much higher than what any insurer pays. Medicare pays a fixed rate based on the procedure code and geographic location. The billed charge is relevant mainly for uninsured patients, who may face prices closer to the submitted charge.
How much does Therapy Procedure Using Functional Activities cost with insurance?
With commercial insurance, therapy procedure using functional activities costs an estimated $70.02 on average (range: $49.02-$98.03), a moderate premium over Medicare's $25.28. Without insurance, the estimated cash price is $44.30.
Which state has the lowest cost for Therapy Procedure Using Functional Activities?
West Virginia has the lowest average Medicare payment for Therapy Procedure Using Functional Activities at $22.23, while Alaska has the highest at $30.28 - a meaningful $8.05 spread.
How many providers perform Therapy Procedure Using Functional Activities?
Therapy Procedure Using Functional Activities is a widely-performed procedure: 91.8K providers billed Medicare for it in 2023 across 54 states, together handling 37.1M services for 2.0M beneficiaries.
What is the billed-to-Medicare markup for Therapy Procedure Using Functional Activities?
Providers bill 2.9x what Medicare pays for Therapy Procedure Using Functional Activities - one of the smaller markups in the catalog at 186% above the Medicare rate.
Related Guides
Tips to reduce out-of-pocket costs
Your right to upfront pricing
How Medicare payments work
Decode charges and codes
Why bills exceed actual costs
Geographic pricing factors
Data from CMS Medicare Physician & Other Practitioners (2023).
Read our methodology - how this data is sourced, computed, and verified.
Related
Every figure on PlainProcedure is rendered directly from CMS Medicare Physician & Other Practitioners data, no number is typed in by an editor. This page draws directly on CMS Medicare Physician & Other Practitioners data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.