Urea Nitrogen Level To Assess Kidney Function, Quantitative
What Medicare pays for 84520, what providers bill, and how the price varies across 52 states, drawn from CMS 2023 claims data.
84520 · the short answer
For urea nitrogen level to assess kidney function, quantitative, Medicare pays about $3.78 on average across 52 states. This is a low-payment administrative or drug code, so the billed-to-paid ratio is not a meaningful "markup."
- Medicare pays
- $3.78
- Providers bill
- $16.59
- States with data
- 52
Medicare amounts are CMS-published; markup = average submitted charge ÷ average Medicare payment.
Price Range Across States
What You Might Pay
Estimated using RAND 2024 commercial-to-Medicare ratios. Actual prices vary by insurer, plan, and facility.
How we estimate these prices
These estimates are based on the RAND Hospital Price Transparency Study (4th Edition, 2024), which found that commercial insurance prices average 224% of Medicare rates nationally. We apply category-specific ratios: Laboratory procedures average 2.24x Medicare rates. Cash/self-pay estimates blend typical cash discounts (55% of billed charges) with Medicare-based estimates (150% of allowed amounts). These are statistical estimates, not quotes. Contact your insurer or provider for actual costs.
Prices by State
| State | Medicare Payment | Billed Charge |
|---|---|---|
| Montana | $3.87 | $16.07 |
| U.S. Virgin Islands | $3.87 | $4.05 |
| Alaska | $3.87 | $54.80 |
| Delaware | $3.87 | $13.03 |
| Utah | $3.87 | $10.26 |
| New Mexico | $3.87 | $19.40 |
| Vermont | $3.87 | $22.80 |
| Wyoming | $3.87 | $18.08 |
| Massachusetts | $3.87 | $16.07 |
| South Carolina | $3.87 | $39.33 |
| Rhode Island | $3.87 | $21.75 |
| Puerto Rico | $3.87 | $4.50 |
| Nevada | $3.87 | $19.89 |
| Nebraska | $3.87 | $22.33 |
| Indiana | $3.86 | $22.62 |
| Iowa | $3.86 | $15.40 |
| Georgia | $3.86 | $11.52 |
| Oregon | $3.86 | $12.59 |
| Louisiana | $3.86 | $15.14 |
| Pennsylvania | $3.86 | $12.95 |
| Connecticut | $3.86 | $16.53 |
| Michigan | $3.86 | $12.21 |
| Virginia | $3.86 | $12.62 |
| Maryland | $3.85 | $13.73 |
| Minnesota | $3.85 | $29.94 |
| Kentucky | $3.85 | $19.04 |
| Illinois | $3.85 | $16.79 |
| South Dakota | $3.85 | $18.47 |
| New Hampshire | $3.84 | $13.80 |
| New York | $3.84 | $16.16 |
| Idaho | $3.84 | $15.75 |
| Missouri | $3.84 | $22.12 |
| Mississippi | $3.83 | $16.84 |
| Hawaii | $3.83 | $16.72 |
| Kansas | $3.82 | $13.42 |
| Texas | $3.82 | $17.98 |
| Wisconsin | $3.82 | $46.37 |
| Florida | $3.82 | $12.85 |
| North Carolina | $3.81 | $15.54 |
| Colorado | $3.81 | $15.54 |
| Tennessee | $3.80 | $16.58 |
| West Virginia | $3.79 | $13.54 |
| Alabama | $3.77 | $13.08 |
| Maine | $3.77 | $10.75 |
| California | $3.77 | $15.98 |
| Ohio | $3.75 | $14.10 |
| North Dakota | $3.73 | $42.31 |
| New Jersey | $3.61 | $15.22 |
| Arkansas | $3.54 | $9.38 |
| Arizona | $3.46 | $16.97 |
| Oklahoma | $3.44 | $10.63 |
| Washington | $3.18 | $11.49 |
What the Data Says About Urea Nitrogen Level To Assess Kidney Function, Quantitative
Across 52 states with reporting providers, CPT code 84520 (Urea Nitrogen Level To Assess Kidney Function, Quantitative) shows a national average Medicare payment of $3.78 against an average billed charge of $16.59. That gap, a 4.4x markup, or 339% above the Medicare allowed amount, is not a meaningful ratio for this low-payment code, so treat the billed figure as a chargemaster reference point rather than a real-world price.
Laboratory procedures like this one saw 482.8K services billed to Medicare in 2023 by 7.2K distinct providers, serving 336.8K unique beneficiaries. State-level variation is significant: Washington reports the lowest average payment at $3.18, while Montana reports the highest at $3.87. The 22% spread here is a moderate, fairly ordinary GPCI effect, local cost-of-practice adjustments nudging the allowed amount up or down without reshaping it.
Applying RAND 2024 commercial-to-Medicare ratios specific to the Laboratory category (2.24x), the estimated commercial insurance price lands near $8.47, with self-pay cash discounts commonly bringing the figure closer to $7.40. Within Laboratory, Urea Nitrogen Level To Assess Kidney Function, Quantitative ranks #499 of 502 tracked procedures by national average Medicare payment.
What to do with this
If you may have urea nitrogen level to assess kidney function, quantitative done, these steps turn the numbers above into a real-world cost estimate.
- Request a Good Faith Estimate from your provider at least 3 business days before a scheduled procedure, under the No Surprises Act it is an enforceable written price.
- Compare urea nitrogen level to assess kidney function, quantitative costs in your state, Medicare rates vary by locality. Browse states
- Check a hospital’s published cash price, which is often far below the billed charge. Price transparency
- Understand why billed charges run several times the Medicare rate before you negotiate. Read the guide
Figures here are averages and estimates, not a quote. Confirm coverage and out-of-pocket costs with your insurer and provider.
Frequently Asked Questions
How much does Urea Nitrogen Level To Assess Kidney Function, Quantitative cost?
Urea Nitrogen Level To Assess Kidney Function, Quantitative (CPT 84520) is priced fairly consistently nationwide: Medicare pays $3.78 on average, and the $3.18-$3.87 state range stays relatively tight. Providers typically bill $16.59.
Why do providers charge more than Medicare pays?
Providers set their own chargemaster rates (billed charges), which are typically much higher than what any insurer pays. Medicare pays a fixed rate based on the procedure code and geographic location. The billed charge is relevant mainly for uninsured patients, who may face prices closer to the submitted charge.
How much does Urea Nitrogen Level To Assess Kidney Function, Quantitative cost with insurance?
With commercial insurance, urea nitrogen level to assess kidney function, quantitative costs an estimated $8.47 on average (range: $5.93-$11.86), a moderate premium over Medicare's $3.78. Without insurance, the estimated cash price is $7.40.
Which state has the lowest cost for Urea Nitrogen Level To Assess Kidney Function, Quantitative?
Washington and Montana bookend the range for Urea Nitrogen Level To Assess Kidney Function, Quantitative, at $3.18 and $3.87 respectively - a relatively tight $0.69 spread nationwide.
How many providers perform Urea Nitrogen Level To Assess Kidney Function, Quantitative?
A moderate provider base performs Urea Nitrogen Level To Assess Kidney Function, Quantitative: 7.2K providers nationally, totaling 482.8K Medicare-billed services (336.8K beneficiaries) across 52 states in 2023.
What is the billed-to-Medicare markup for Urea Nitrogen Level To Assess Kidney Function, Quantitative?
Providers bill 4.4x what Medicare pays for Urea Nitrogen Level To Assess Kidney Function, Quantitative - a markup within the typical range at 339% above the Medicare rate.
Related Guides
Tips to reduce out-of-pocket costs
Your right to upfront pricing
How Medicare payments work
Decode charges and codes
Why bills exceed actual costs
Geographic pricing factors
Data from CMS Medicare Physician & Other Practitioners (2023).
Read our methodology - how this data is sourced, computed, and verified.
Related
Every figure on PlainProcedure is rendered directly from CMS Medicare Physician & Other Practitioners data, no number is typed in by an editor. This page draws directly on CMS Medicare Physician & Other Practitioners data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.