Complex Removal Of Cataract With Insertion Of Prosthetic Lens in New York

New York Pricing in Context

In New York, CPT code 66982 (Complex Removal Of Cataract With Insertion Of Prosthetic Lens) carries an average Medicare payment of $474.03 — 65% above the national benchmark of $287.18. 781 providers across the state submitted claims for this procedure in 2023, performing 23.8K total services. Individual payments in NY ranged from N/A at the low end to N/A at the high end, reflecting differences in provider setting (office vs. facility), modifiers, and the specific geographic locality code applied within the state.

The average billed charge in New York is $2,385.55, which is the figure uninsured patients would most likely encounter before any negotiation or charity discount. Medicare, by statute, only reimburses the allowed amount — the balance between billed and paid is written off under provider participation agreements. Insured patients generally pay a negotiated rate that falls between these two figures; the exact amount depends on plan design, deductible status, and in-network participation. Because New York sits above the national Medicare average, commercial rates in the state may also run higher than the US median.

Using RAND 2024 commercial-to-Medicare ratios for Eye Surgery procedures, the estimated commercial insurance price in New York lands near $1,494.56, with self-pay cash prices typically around $1,104.39. Before scheduling, patients can request a Good Faith Estimate under the No Surprises Act, compare cash rates from hospital Machine-Readable Files, and confirm whether the provider is in-network with their specific plan. This page presents CMS reference data for informational use; it does not constitute medical or financial advice.