Destruction And/or Removal Of Large Growth Of Bladder Using An Endoscope in Hawaii

Hawaii Pricing in Context

In Hawaii, CPT code 52240 (Destruction And/or Removal Of Large Growth Of Bladder Using An Endoscope) carries an average Medicare payment of $491.50 — 16% above the national benchmark of $422.69. 14 providers across the state submitted claims for this procedure in 2023, performing 48 total services. Individual payments in HI ranged from N/A at the low end to N/A at the high end, reflecting differences in provider setting (office vs. facility), modifiers, and the specific geographic locality code applied within the state.

The average billed charge in Hawaii is $2,166.27, which is the figure uninsured patients would most likely encounter before any negotiation or charity discount. Medicare, by statute, only reimburses the allowed amount — the balance between billed and paid is written off under provider participation agreements. Insured patients generally pay a negotiated rate that falls between these two figures; the exact amount depends on plan design, deductible status, and in-network participation. Because Hawaii sits above the national Medicare average, commercial rates in the state may also run higher than the US median.

Using RAND 2024 commercial-to-Medicare ratios for Urinary Surgery procedures, the estimated commercial insurance price in Hawaii lands near $1,541.83, with self-pay cash prices typically around $1,067.71. Before scheduling, patients can request a Good Faith Estimate under the No Surprises Act, compare cash rates from hospital Machine-Readable Files, and confirm whether the provider is in-network with their specific plan. This page presents CMS reference data for informational use; it does not constitute medical or financial advice.