Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope
What Medicare pays for 43278, what providers bill, and how the price varies across 14 states, drawn from CMS 2023 claims data.
43278 · the short answer
For destruction of polyp or growth of gallbladder and/or bile duct using a flexible endoscope, Medicare pays about $144.74 while providers bill $1,676.53 on average, a 11.6× markup, one of the steepest markups in the catalog. State-level Medicare rates range 82% from lowest to highest.
- Medicare pays
- $144.74
- Providers bill
- $1,676.53
- Markup
- 11.6×
- Markup percentile
- 93th
Medicare amounts are CMS-published; markup = average submitted charge ÷ average Medicare payment.
Price Range Across States
What You Might Pay
Estimated using RAND 2024 commercial-to-Medicare ratios. Actual prices vary by insurer, plan, and facility.
How we estimate these prices
These estimates are based on the RAND Hospital Price Transparency Study (4th Edition, 2024), which found that commercial insurance prices average 224% of Medicare rates nationally. We apply category-specific ratios: Digestive Surgery procedures average 2.24x Medicare rates. Cash/self-pay estimates blend typical cash discounts (55% of billed charges) with Medicare-based estimates (150% of allowed amounts). These are statistical estimates, not quotes. Contact your insurer or provider for actual costs.
Where this markup sits nationally
Markup (billed ÷ Medicare) across 8,901 procedures with a meaningful Medicare rate
12 Among the most affordable more affordable than 93% of 8,901 procedures
Each bar is a band; taller bars hold more procedures. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source CMS Medicare Physician & Other Practitioners · 2023
Prices by State
| State | Medicare Payment | Billed Charge |
|---|---|---|
| California | $195.56 | $1,469.28 |
| Florida | $180.37 | $1,428.86 |
| Indiana | $168.87 | $1,154.31 |
| Washington | $150.21 | $1,292.94 |
| Arizona | $138.93 | $1,214.53 |
| Michigan | $127.08 | $1,252.93 |
| New York | $125.71 | $1,363.93 |
| North Carolina | $120.85 | $1,450.04 |
| South Carolina | $118.47 | $2,425.72 |
| Pennsylvania | $117.98 | $1,628.67 |
| Minnesota | $114.64 | $1,515.46 |
| Virginia | $109.86 | $1,216.00 |
| Texas | $109.07 | $1,738.53 |
| Illinois | $107.39 | $1,614.40 |
What the Data Says About Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope
Across 14 states with reporting providers, CPT code 43278 (Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope) shows a national average Medicare payment of $144.74 against an average billed charge of $1,676.53. That gap, a 11.6x markup, or 1058% above the Medicare allowed amount, sits among the widest billed-to-paid spreads we track, the kind of chargemaster pricing almost no payer, insured or cash, actually honors in full.
Digestive Surgery procedures like this one saw 455 services billed to Medicare in 2023 by 269 distinct providers, serving 376 unique beneficiaries. State-level variation is significant: Illinois reports the lowest average payment at $107.39, while California reports the highest at $195.56. A 82% spread this wide is typically a GPCI story: practice-expense and malpractice-premium components of the fee formula diverge sharply by locality even though the procedure code never changes.
Applying RAND 2024 commercial-to-Medicare ratios specific to the Digestive Surgery category (2.24x), the estimated commercial insurance price lands near $410.49, with self-pay cash discounts commonly bringing the figure closer to $598.49. Within Digestive Surgery, Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope ranks #600 of 765 tracked procedures by national average Medicare payment.
What to do with this
If you may have destruction of polyp or growth of gallbladder and/or bile duct using a flexible endoscope done, these steps turn the numbers above into a real-world cost estimate.
- Request a Good Faith Estimate from your provider at least 3 business days before a scheduled procedure, under the No Surprises Act it is an enforceable written price.
- Compare destruction of polyp or growth of gallbladder and/or bile duct using a flexible endoscope costs in your state, Medicare rates vary by locality. Browse states
- Check a hospital’s published cash price, which is often far below the billed charge. Price transparency
- Understand why billed charges run several times the Medicare rate before you negotiate. Read the guide
Figures here are averages and estimates, not a quote. Confirm coverage and out-of-pocket costs with your insurer and provider.
Frequently Asked Questions
How much does Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope cost?
Medicare's national average payment for Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope (CPT 43278) is $144.74, with providers billing $1,676.53 on average; state rates run from $107.39 to $195.56, a meaningful but not extreme spread.
Why do providers charge more than Medicare pays?
Providers set their own chargemaster rates (billed charges), which are typically much higher than what any insurer pays. Medicare pays a fixed rate based on the procedure code and geographic location. The billed charge is relevant mainly for uninsured patients, who may face prices closer to the submitted charge.
How much does Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope cost with insurance?
With commercial insurance, destruction of polyp or growth of gallbladder and/or bile duct using a flexible endoscope costs an estimated $410.49 on average (range: $287.34-$574.69), a moderate premium over Medicare's $144.74. Without insurance, the estimated cash price is $598.49.
Which state has the lowest cost for Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope?
Illinois has the lowest average Medicare payment for Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope at $107.39, while California has the highest at $195.56 - a meaningful $88.17 spread.
How many providers perform Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope?
Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope is comparatively uncommon: only 269 providers nationally billed Medicare for it in 2023, serving 376 beneficiaries via 455 total services.
What is the billed-to-Medicare markup for Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope?
Providers bill 11.6x what Medicare pays for Destruction Of Polyp Or Growth Of Gallbladder And/or Bile Duct Using A Flexible Endoscope - one of the steepest markups in the catalog at 1058% above the Medicare rate.
Related Guides
Tips to reduce out-of-pocket costs
Your right to upfront pricing
How Medicare payments work
Decode charges and codes
Why bills exceed actual costs
Geographic pricing factors
Data from CMS Medicare Physician & Other Practitioners (2023).
Read our methodology - how this data is sourced, computed, and verified.
Related
Every figure on PlainProcedure is rendered directly from CMS Medicare Physician & Other Practitioners data, no number is typed in by an editor. This page draws directly on CMS Medicare Physician & Other Practitioners data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.